body { 

color: #000000;
font-family: calibri; 
font-size: 12px;
vertical-align: top; 
text-align: left;
}

p { padding-left: 5px; }

a:link {

color: #134077; 

text-decoration: none;

}

a:active {

color:#8C1A1A; 

text-decoration: none;

}

a:visited {

color:#8C1A1A; 

text-decoration: none;

}

a:hover {

color:#8C1A1A; 

text-decoration: underline;

}



h3 {
border-bottom-color: #004284; 
border-bottom-style: solid; 
border-bottom-width: 2px;
color: #004284;
letter-spacing: 5px;

}



h5 {

border-bottom-color: #04315e; 

border-bottom-style: solid; 

border-bottom-width: 2px;

}